Logging on to www.medicare.gov to find a Medicare plan in the new year 2018, would be the ideal first step in finding the best health insurance coverage. A general or personalized Medicare plan search provides an accurate appraisal and Medicare plan coverage information. Taking advantage of health insurance for you or someone is known to you, finding the best Medicare coverage, an Original Medicare plan or a Medicare Advantage plan, that provides precise drug coverage is important to research upon.

If you are unaware of what Medicare is – it is a health insurance that caters to people above the age of 65. Medicare also provides insurance for people under 65 with certain disabilities, including end-stage renal disease. There are two Medicare insurances that you can choose from- Original Medicare and Medicare Advantage.

Medicaid provides coverage for long-term care services, despite the possibility that a person may have health insurance. It offers services above your additional insurance coverage, helping you pay for your basic hospital expenses. For instance, if you are fully eligible, Medicaid will pay for 24/7 skilled nursing care in your home.

Statistics show that the approximate cost of family health insurance plans can easily exceed $1,000 a month. Even the cost of single-coverage health insurance is believed to be over $300 per month, which is far from affordable for most. Regardless of whether one has employer insurance, is self-employed, or is unemployed, one must not lose hope, as there are ways to find cheap healthcare plans for oneself and one’s family.